What is Funeral Insurance, and is it different from other types of life insurance?

Funeral Insurance is a small life insurance policy meant to pay for funeral and burial expenses when someone passes away. It's sometimes also called final expense insurance.

How it works:

• You choose a coverage amount (usually $5,000 to $25,000).
  
  

• Your family or chosen beneficiary gets the money when you die.
  
  

• The money is used for funeral costs like the service, flowers, casket, or cremation.
  
  

Is it different from regular life insurance?

Yes! Unlike large life insurance policies meant to replace income or pay off big debts, funeral insurance is just for end-of-life costs. It’s more affordable and usually easier to qualify for.